Filing an Automobile Accident Claim with Allstate
What You Need to Know
Getting into a car wreck won’t just derail your day – it can cause complications that may last weeks or even months. Also, they’re far from rare. Approximately 16,000 car accidents happen every day in America.
If you’re one of those 16,000 and the accident wasn’t your fault, you need to make sure you’re prepared to handle the repercussions of someone else’s carelessness.
One of the many insurance companies you might end up dealing with is Allstate. Allstate is one of America’s largest insurance carriers. With a revenue of over $44 billion (with a B), they’re ranked at 66 on the most recent Fortune 500 list.
But if you get into a wreck with someone who has Allstate insurance, they won’t be prioritizing your wellbeing. According to US News and World Report, less than half of their survey respondents were satisfied with how their claim was resolved.
Maybe you know Allstate from their slogan, “Are you in good hands?” You may be asking yourself that very question, because they didn’t become a Fortune 500 company with a CEO salary of $18,000,000 a year by looking out for people like us.
They work hard to make sure you’re willing to accept as little as possible for your accident, so they can keep growing their bottom line.
If you’ve been in an accident with someone who has Allstate as their insurance provider, you may want to consider getting an attorney. You need someone who is accustomed to navigating their tricks of the trade.
The right lawyer will get you the settlement you deserve.
Across the United States, three million accidents happen every single year. When it happens, the insurance company will be prepared; will you?
Keep reading to find out how to file a claim with Allstate Insurance.
We’ll make sure you’re in good hands.
What To Do After Your Accident With An Allstate Vehicle
Car accidents always happen out of nowhere. Something you didn’t anticipate happens and, suddenly, your whole day is thrown into disarray.
The moments after the wreck, though, are incredibly important. You just have to keep a few things in mind to set yourself up for success at every step of the process.
Seek Medical Attention
The most important thing is the health and safety of everyone in the accident. If you or someone else has been seriously injured, make sure you get them help as soon as possible.
Your car can go to the autoshop, but repairs on you are the real priority.
Exchange Insurance Details
You’ll need to know who you’ll be dealing with, so make sure you exchange insurance information with the person or persons in the other vehicle. Take a photo of their insurance card and trade contact information. If possible, try to get a photo of their license plate number.
Gather Information
Time and again, the best advice after any accident is to get as much information as you possibly can. You’ll need to gather information about:
The wreck: Take photos of your car and any other vehicles in the accident. Make sure you pay close attention to the damaged areas. Do you have the VIN number of the other vehicle? That can be handy to have.
The surrounding area: The immediate radius of the accident could tell the story about why it happened. Pay particular attention to skidmarks or debris in the road. Take note of the weather. Any of these could help explain the circumstances of the wreck.
The people and places around you: There might be security cameras that caught the accident or witnesses who would be willing to give their account to police. You need all the help you can get to establish the facts of the case as it happened.
Don’t Ignore Your Health: After the information is gathered and the police have taken their report, make sure to take care of yourself. Prioritize getting seen by your primary care provider or, failing that, an urgent care.
You may think you’re fine, but injuries from a car wreck can show up days or even weeks after the fact.
Your doctor will make sure you’re in tip top shape and your attorney will make sure the insurance company pays for it.
Contacting Allstate Insurance About Your Claim
You’ll need to contact Allstate ASAP. The longer you wait, the more time you give them to try and find a way to deny your claim.
Make sure you’ve got all the information on hand. They’ll likely at least ask you for the date and time of the event, a comprehensive account of what happened, and any pictures you have of the accident.
It would also be nice to have the police report number on hand.
You can file a claim with Allstate a few different ways.
- Call 1-800-ALLSTATE (1-800-255-7828). This number is available 24/7, so whenever you call, you’ll get the process started.
- Using Allstate’s mobile app.
- Logging onto their website and going to My Account.
You’ll get a claim number during this process, so make sure you hang onto that. Also, Allstate can put you in touch with rentals and repair shops, if you need.
You’ll also be able to find out more information on their Auto Claim FAQ.
Dealing With An Allstate Insurance Adjuster
An Allstate insurance Adjuster isn’t looking out for your best interests.
Remember, they work for a for-profit company that’s trying to maximize their bottom line.
They have a number in their head. It’s a dollar number that your accident is actually worth.
Their job is to get you as far away from that number as possible.
In order to do that, they’ll utilize their entire tool kit. Maybe they’ll try to find you partially at cause for the accident.
Maybe they’ll only want to pay a sliver of what you actually deserve. Worst of all, they might try to deny your claim outright.
But you know the truth. You were in an accident that wasn’t your fault. You should be made whole.
Make sure you keep the following in mind when you speak to an Allstate Adjuster.
It Wasn’t Your Fault
Don’t give them the excuse to deny your claim in any way. You’re owed more than that.
Stick To The Truth
You don’t need to speculate on the accident. Only tell them confirmable statements that you can back up.
Make Sure Your Statements Are Simple
The more you talk, the more likely you are to say the wrong thing. Remember, they’re looking for a slipup to use against you. Don’t let them.
You Deserve An Advocate
The Allstate Insurance Adjuster might pressure you to take you first their first settlement offer.
Before you do that, you really ought to reach out to an experience personal injury attorney.
Even if you think you know how to handle a car accident claims process, you might be leaving money on the table by taking what they offer right off the bat.
Remember – Allstate isn’t interested in doing right by you; they want to protect their revenue.
Between the inconvenience of being without a car during repairs and the potential damage to your person, you’ll have a lot to think about, but a Dunwoody area personal injury attorney will be able to take some of that off your plate.
What Can A Personal Injury Attorney Take Care Of?
- They can gather information after the fact, getting the police report and following up with witnesses.
- They can file you claim for you, so you don’t have to keep track of the filing cabinet’s worth of information that is thrown at you.
- They can use their expertise to negotiate with adjusters. After all, they’ve been through this process countless times already. They’ve got the experience in the field.
- If necessary, they’ll take Allstate to court and gather experts to testify in front of a judge or jury, making sure they understand the contours of your case.
Remember, hiring an attorney isn’t necessary. If you want to go in alone, you’re more than welcome to.
But Allstate is a billion-dollar company with a vested interest in making sure they keep piling up the dough.
Get a Dunwoody area attorney who will step up and fight on your behalf.
Nick Martin: Dunwoody’s Best Personal Injury Attorney
Nick Martin is Dunwoody’s finest attorney and he’ll use all of his expertise to make sure Allstate pays you what you deserve.
Being in an accident can be hard and frustrating, but with someone like Nick on your side, you will truly be in good hands.
Nick Martin is one of Dunwoody’s most trusted attorneys who knows all the tricks the insurance companies might throw at you. He’s ready to fight on your behalf.
If you or someone you know has been in an accident, don’t wait. Time is of the essence.
Contact The Law Office of Nicholas P. Martin today at (770) 450-6155 or sign up on this website for a free consultation.
Nick Martin won’t let you get less than you deserve.
Nick enjoys helping the people of Atlanta with their personal injury and fair labor issues. When he’s not working, Nick can be found woodworking, competitive rifle shooting, enjoying the outdoors, and spending time with his family.
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